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The University of Adelaide

The University of Adelaide Australia

HECS-HELP

Deferring payment of the Student Contribution

Eligible Commonwealth-supported students are able to defer payment of their Student Contribution (SC) by obtaining a Commonwealth Government HECS-HELP loan. Only domestic students who are Australian citizens or holders of a permanent humanitarian visa are eligible for HECS-HELP.

Repayments of HECS-HELP loans are compulsory when your income is above the threshold set by the Government, and are paid through the Australian taxation system. The income threshold can be found on the Commonwealth Government’s Going to Uni website.

The application form for HECS-HELP – Request for Commonwealth support and HECS-HELP – is available as part of the University’s online enrolment process. Hard copies are also available from the Student Centre.

If you are a cross-institutional student (i.e. a student enrolled in an award program in one institution but studying a course or courses in another institution that will count towards that award), and wish to access HECS-HELP at both institutions, you must complete a Request for Commonwealth support and HECS-HELP form for each institution in which you are enrolled.

If you are a New Zealand citizen, or the holder of a Permanent Visa that is not a Humanitarian Visa, you must pay 100% of your Student Contribution for all the courses on or before the census date. You are not eligible for HECS-HELP assistance and are not allowed to change your payment option unless you become an Australian citizen.