For International Students
The Australian health care system is large and complex, and may be very different from the one in your home country.
Health care is delivered by both private and government institutions (also called 'public' institutions). A publicly-funded health scheme called Medicare, which is run by the Department of Human Services, ensures that all Australians can access a specified range of medical services either for free or at a very low cost. Private health care suppliers cost more to visit, but part of this cost can be offset if you hold private health insurance. The advantage of private health care is that you can usually see your doctor or specialist more quickly than you would in the public sector, and you can choose where you go and which doctor you see.
While Medicare is not available to international students, it's relevant to international students because your Overseas Student Health Cover (OSHC) covers a very similar list of items.
Overseas Student Health Cover
It's a condition of your student visa that you must have health insurance for the entire length of your stay in Australia. This is called Overseas Student Health Cover (OSHC). If you get sick or are injured, it will cover many of your medical expenses, as it provides you with a similar level of cover to Medicare. All of the public hospitals in Adelaide - that is, the Women's and Children's Hospital, the Royal Adelaide Hospital, and the Lyell McEwin, and Modbury and Flinders Hospitals - are covered by OSHC.
There are several OSHC providers in Australia. The University of Adelaide currently facilitates OSHC through OSHC Allianz Global Assistance . If you or your agent have chosen to use another provider, you must contact them directly to find out what is covered on your policy and how to make claims.
There are special arrangements regarding OSHC for Australia Awards Scholarship students, and students from Norway and Sweden; if you are a student from one of these groups take a look at the International Student Centre OSHC page.