One application must be completed per study period (i.e. two applications must be completed for two loans). Please note that it is not possible to apply for, or be found eligible for, an OS-HELP loan after the end of your overseas study experience. Your OS-HELP application (in SMART) must be made, and all eligibility criteria be met, at least one week before the start date of your overseas program to ensure you can be selected to receive the loan funds.
How do I apply?
OS-HELP is not automatically applied to eligible students; you must apply for the loan.
Please note that the University of Adelaide receives a limited number of loan applications that it can allocate to students. It may be the case that we have more students applying for a loan than we have loan applications available. In this case, students that are applying for their first loan will take precedence over students applying for their second loan.
If there are still more applicants than applications, students selected by random draw will have their applications forwarded and processed.
From December 10th, 2019 paper OS-HELP forms are no longer required for University of Adelaide students. Instead, students are able to apply for OS-HELP via an OS-HELP questionnaire in SMART (available in the Post-Decision phase of your SMART application).
Once applications have been reviewed and assessed for eligibility, successful applicants will receive an electronic Commonwealth assistance form (eCAF) via email. Students will need to confirm their Tax File Number and digitally sign and submit the eCAF to allow processing of their OS-HELP loan. Students should review the step-by-step guide (PDF | DOCX) before completing their eCAF.
New Zealand Special Category Visa holders should check the information box below regarding their additional forms and requirements and then contact Study Overseas directly if they intend to apply for OS-HELP.
Payments will be made to students once they meet all eligibility requirements for the loan and their eCAF has been submitted. Payment is expected to take up to 2 weeks to be processed from the time an eCAF is correctly submitted.