There are a number of funding options available to eligible University of Adelaide students studying overseas as part of their degree.
For access to budgeting tools and advice, visit the money matters section on the support page.
What is OS-HELP?
Financial assistance for students is available through OS-HELP. This is a loan scheme administered by the Department of Education that allows students to borrow up to $7,037 (non-Asian countries in 2021) or $8,444 (Asia study in 2021) for a six month period overseas for a maximum of two study periods.
An additional $1,123 is available if you are undertaking Asian language study in preparation for study in Asia. You will not be able to receive a supplementary amount if your Asian language study is part of a course for which you are receiving Commonwealth assistance for the tuition cost. In other words, you cannot be gaining credit from the Asian language study towards any programs currently funded through HECS-HELP.
Your OS-HELP is added to your accumulated HECS-HELP debt.
For more information about OS-HELP, please visit the Australian Government's OS-HELP page.
Am I eligible?
The primary criteria (as evidenced in your SMART application) for eligibility are:
- must be an Australian citizen, permanent humanitarian visa holder or a New Zealand Special Category Visa holder who meets the long-term residency requirements (scroll down to information box for more details).
- must meet the following criteria in relation to a single course of study (degree program, e.g. Bachelor of Arts) towards which they will be studying overseas (including approved double degrees and combined degrees as listed in Degree Finder):
- successful completion of 1 EFTSL of the program (24 University of Adelaide units, which must be shown as passed with results posted before payment will be made)
- 0.125 EFTSL (3 units) remaining in the program on return from overseas
- receiving credit or recognition towards the program for full-time studies undertaken overseas (in the case of unit-bearing semester-length programs, to an equivalent of at least 9 units per semester, for other programs "full time" is determined on a case-by-case basis)
- in a Commonwealth supported place
- must not have received more than one OS-HELP loan in a previous study period (you may only receive two OS-HELP loans in your lifetime)
- must not have received another OS-HELP loan in the same six-month study period (counted from the Commencement Date of the first loan)
- must meet all of the above criteria prior to the end date of the overseas program.
Please note that any errors or omissions in your OS-HELP questionnaire (in SMART) or elsewhere in your SMART application may delay or exclude you from receiving an OS-HELP loan.
If you are studying part of your Diploma in Languages overseas and wish to obtain an OS-HELP loan, it is important that you read the following:
- The Diploma in Languages alone cannot qualify for an OS-HELP loan as it is not long enough in duration to meet the unit-based criteria.
- The Diploma in Languages cannot be considered a "double degree" with a Bachelor degree in order to meet the OS-HELP criteria.
- You must qualify for an OS-HELP loan through an eligible degree (usually a Bachelor degree), meeting all criteria through that degree, including the minimum full time credit approval: 9+ units credited to that degree, per semester.
- In most cases this will mean that students will only qualify for OS-HELP if the Diploma in Languages portion of their credit is no more than 3 units of a 12 unit total (in one semester).
- Students participating in a short program comprising one language course will not be eligible for OS-HELP if that course is to be credited to a Diploma in Languages.
IMPORTANT NOTE: The above advice only applies where the language study is to be credited towards a Diploma in Languages. Language credit applied to a Bachelor degree is not impacted.
One application must be completed per study period (i.e. two applications must be completed for two loans). Please note that it is not possible to apply for, or be found eligible for, an OS-HELP loan after the end of your overseas study experience. Your OS-HELP application (in SMART) must be made, and all eligibility criteria be met, at least one week before the start date of your overseas program to ensure you can be selected to receive the loan funds.
How do I apply?
OS-HELP is not automatically applied to eligible students; you must apply for the loan.
Please note that the University of Adelaide receives a limited number of loan applications that it can allocate to students. It may be the case that we have more students applying for a loan than we have loan applications available. In this case, students that are applying for their first loan will take precedence over students applying for their second loan.
If there are still more applicants than applications, students selected by random draw will have their applications forwarded and processed.
From December 10th, 2019 paper OS-HELP forms are no longer required for University of Adelaide students. Instead, students are able to apply for OS-HELP via an OS-HELP questionnaire in SMART (available in the Post-Decision phase of your SMART application).
Once applications have been reviewed and assessed for eligibility, successful applicants will receive an electronic Commonwealth assistance form (eCAF) via email. Students will need to confirm their Tax File Number and digitally sign and submit the eCAF to allow processing of their OS-HELP loan. Students should review the step-by-step guide (PDF | DOCX) before completing their eCAF.
New Zealand Special Category Visa holders should check the information box below regarding their additional forms and requirements and then contact Study Overseas directly if they intend to apply for OS-HELP.
Payments will be made to students once they meet all eligibility requirements for the loan and their eCAF has been submitted. Payment is expected to take up to 2 weeks to be processed from the time an eCAF is correctly submitted.
NZ citizen OS-HELP eligibility
The Government has implemented changes to allow New Zealand citizens who are Special Category Visa holders and meet the requisite criteria access to OS-HELP loans from 1 January 2016.
Note: Just being a New Zealand citizen and SCV holder is not enough to confirm your eligibility - you must meet all of the long-term residency requirements:
- You first began residing in Australia at least 10 years ago and at that time you were a child under the age of 18 with no spouse or de facto partner; and
- You have been in Australia for at least: a total of eight out of the past 10 years; and a total of 18 months out of the last two years.
If you are not sure of the number of years you have resided in Australia, you can contact the Department of Immigration for assistance.
If you are a New Zealand citizen but an Australian permanent resident, you are not eligible for OS-HELP, as you are not a Special Category Visa holder. Your residency status will be verified as part of the loan approval process.
When applying for your OS-HELP loan you will need to submit the following items to Study Overseas:
- a copy of your current New Zealand passport
- a copy of your International Movements Record (available to request from the Department of Home Affairs (DHA))
- a copy of your Special Category Visa entitlement, available from the DHA Visa Entitlement Verification Online (VEVO) website
Further information about NZ citizen eligibility can be found at the Study Assist website.
To view all programs offering (fully or partially) funded places, click the relevant button below.
Students will only be considered for funding if they have successfully applied for the relevant program in SMART. Official offers for funding will be made through SMART.
Information for Semester 1, 2022 semester exchange applicants:
- New Colombo Plan Mobility Grant funding of up to $7000 is available for selected students for exchange to any of our partners in China, Hong Kong, Japan, Singapore, South Korea, Taiwan or Thailand.
New Colombo Plan Mobility Grants
Thanks to the New Colombo Plan, a signature initiative of the Australian Government, we are able to offer funding for places on selected short-term and semester programs to students who meet the eligibility requirements for New Colombo Plan Mobility Grants. Students who wish to receive these funded places first need to be selected to participate in the overseas program. Once accepted to the program, eligible students will receive grants depending on availability.
New Colombo Plan Mobility Grant eligibility
A Student participating in a New Colombo Plan Mobility Project may be eligible to receive a grant if they are:
- An Australian citizen (please note: students are not eligible for a mobility grant if they are a citizen or hold residency rights in any Host Location of the mobility project).
- Undertaking a Bachelor Degree, Bachelor Honours Degree or Concurrent Diploma at the commencement of their mobility project.
- Aged between 18 to 28 years (inclusive). Students above the age of 28 may be considered on a case-by-case basis.
- Have not previously received a New Colombo Plan Mobility grant of the same type (e.g. a short-term grant if you are applying for a program offering short-term grants, or a semester grant if you are applying for a semester program). It is possible to receive a short-term grant if you have previously received a semester grant, and vice versa.
You can view the full guidelines of the New Colombo Plan Mobility Program on the Department of Foreign Affairs and Trade website.
New Colombo Plan Scholarship
New Colombo Plan Scholarship
“The New Colombo Plan is a signature initiative of the Australian Government which aims to lift knowledge of the Indo Pacific in Australia by supporting Australian undergraduates to study and undertake internships in the region. The New Colombo Plan Scholarship Program provides around 120 Scholarships annually to a diverse range of Australian undergraduates studying a range of disciplines in up to 40 Indo-Pacific locations. Scholars are encouraged to undertake study, Language Training and an Internship and/or Mentorship for up to 19 months.” - Department of Foreign Affairs and Trade.
In order to be invited by the Australian Government to apply for a New Colombo Plan Scholarship, students need to be nominated by the University of Adelaide. This page provides information for our students interested in applying for a New Colombo Plan Scholarship.
New Colombo Plan Scholarships are:
- highly prestigious, and one of the highest value international study scholarships available for Australian students.
- for study in the Indo-Pacific* region of 1-2 semesters, usually undertaken as exchange studies (study must count towards your degree).
- an Internship and/or mentorship and language training component is encouraged.
- for studies commencing between 1 January 2021 and before 31 December 2021.
* Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Cook Islands, Federated States of Micronesia, Fiji, French Polynesia, Hong Kong SAR, India, Indonesia, Japan, Kiribati, Laos, Malaysia, Maldives, Marshall Islands, Mongolia, Myanmar, Nauru, Nepal, New Caledonia, Niue, Pakistan, Palau, Papua New Guinea, Philippines, Republic of Korea, Samoa, Singapore, Solomon Islands, Sri Lanka, Taiwan, Thailand, Timor-Leste, Tonga, Tuvalu, Vanuatu and Vietnam.
To be eligible you must be:
- a high achieving student (minimum 70% graded average).
- an Australian citizen.
- aged 18 – 28.
- enrolled as an undergraduate student in at least second year or in Honours during the scholarship year.
- not be a previous recipient of a New Colombo Plan Scholarship.
To apply for a New Colombo Plan Scholarship you must be nominated by the University. The University can nominate up to 10 students. Applications for 2021 have closed.
Funding managed outside Study Overseas
Your Study Overseas Experience may be eligible for other scholarships which are managed by other offices of the University, or are offered through private or government organisations.
University of Adelaide scholarships
The University offers scholarships to undergraduate and postgraduate students. Students will need to review the University Scholarships website for information about individual scholarships, eligibility and relevance to overseas study.
Confucius Institute Scholarships are available for students who want to study Chinese language, at selected institutions, in China for one or two semesters. Please refer to the Confucius Institute website and click on 'Scholarships' for further information.
Westpac Asian Exchange Scholarship
The Westpac Asian Exchange Scholarship supports students who are interested in Asia, and want to actively contribute to Australia's success in Asia in their chosen field. Valued at up to $12,000, it presents young Australians with the exciting opportunity to spend up to two semesters studying at a leading Asian university and develop global leadership skills.
For more information and to apply visit the Westpac Asian Exchange Scholarship site.
If you have any questions about the Westpac Asian Exchange Scholarship, or would like assistance with your application, please contact Study Overseas.
The J.J. Bray Law Exchange Scholarship
Applicants must be Australian citizens or permanent residents of Australia who have been accepted for one or two semesters to one of the University of Adelaide's official exchange programs, and are enrolled full-time in an undergraduate law degree at the University of Adelaide. Applicants must also be able to demonstrate financial need as recipients will be required to produce evidence of their financial status. The scholarship will be awarded on the basis of financial and academic merit. Please refer to the Scholarships website for more information.
Joseph Miller Travel Scholarship in Engineering
Applicants must be undertaking the second or third year of a Bachelor of Engineering program at the University of Adelaide on a full-time basis in a Commonwealth Supported Place at the time of travel.
Applicants need to demonstrate financial need and be able to provide supporting documentary evidence at the time of applying. Selection of the successful candidates will be made according to financial need and academic merit. Academic merit will be determined according to the student's cumulative Grade Point Average (GPA 5.0 or above) or equivalent scores. Please refer to the Scholarships website for more information.
CIS Australia has a variety of program-specific travel scholarships, university partner scholarships, and grants which range from $100 to $2,500. These scholarships and grants are designed for university students who are Australian citizens and non-Australian citizens. For more information about eligibility, please refer to the CIS Australia Scholarships website.
John Monash Scholarships
The General Sir John Monash Foundation offers up to twenty scholarships per year for postgraduate study at leading overseas universities. The scholarships support any postgraduate degree and each scholarship is valued at AUD $65,000 per year for a maximum of three years. These scholarships are not limited by academic field or choice of overseas university. Please see the John Monash website for further eligibility details.
Nicolas Baudin Travel Grant
The Embassy of France in Australia supports student mobility from Australia to France through the Nicolas Baudin Program, named for the French explorer and botanist who in 1802, at the same time as Matthew Flinders, charted the coast of New Holland (Australia). The Travel Grant consists in a return flight ticket between Australia and France. As recipients of a French government grant, the Laureates are also exempt from paying the associated visa fees. For further information please visit the Nicolas Baudin Travel Grant website.
News in grants and scholarships
Felicia Adikea will begin studying at the National University of Singapore in Semester 2 2020 with the support of the New Colombo Plan.Read more about 2020 New Colombo Plan Scholar - Felicia Adikea
06 May Gabriela Rodriguez will be heading to The National University of Singapore for exchange. Gabriela’s program is funded by the Westpac Scholarship, which includes funding her living expenses and participation a Future Leaders program. 09 Apr Ellen Schulz completed a Law School study tour to China; an exchange to Shanghai Jiao Tong University thanks to the Westpac Asian Exchange Scholarship; and in 2018 she completed both an internship in Sri Lanka and a study abroad program to the University of Colombo thanks to the New Colombo Plan.
Gabriela Rodriguez will be heading to The National University of Singapore for exchange. Gabriela’s program is funded by the Westpac Scholarship, which includes funding her living expenses and participation a Future Leaders program.
Ellen Schulz completed a Law School study tour to China; an exchange to Shanghai Jiao Tong University thanks to the Westpac Asian Exchange Scholarship; and in 2018 she completed both an internship in Sri Lanka and a study abroad program to the University of Colombo thanks to the New Colombo Plan.